Canaccede Financial Group Ltd. and its subsidiaries are Canadian industry leaders in specialized investment and financial services products. Through our acquisition entities and our managing and servicing entity, Canaccede Financial Group Ltd., we have been working with industry leading lenders and financial institutions in the acquisition and servicing of performing, insolvent and distressed receivables since 2008, and we are the largest multi-asset acquirer in the Canadian market.

We operate with an analytically driven philosophy that is always responsive to our client’s individual needs and circumstances.  Our business proposition is to maximize value from acquired receivables in a cost-effective manner and provide integrated consumer finance solutions through our operating, servicing and technology platforms.

Canaccede’s corporate culture is an open, forward-looking and growth-oriented one, where motivated employees learn and grow. We have offices in Toronto and London, Ontario. This permanent role is in downtown London ON.

Job Summary

The Collections Customer Service Representative is a front line member of Canaccede's operating team. As a Collections Customer Service Representative you are responsible for managing your own portfolio of collection accounts and executing Canaccede’s established practices and procedures for contacting debtors and creating solutions for closing outstanding debts, including payouts, settlement plans and payment arrangements.

We offer training, benefits, and incentive programs to all our Collections Agents.

What does a typical day look like?

• Answer incoming calls from debtors
• Undertake debtor trace and locate efforts using search engines
• Notify debtors of overdue accounts and payments through phone or mail
• Set up and document payment arrangements with debtors
• Obtain and record current financial data from debtors
• Recommend account closure if payments are not being received
• Maintain records and files for customer accounts
• Coordinate messages to debtors, managing current paying accounts with reminder messages
• Ensure debtors are on an ongoing payment plan
• Maintain accurate and updated file notes for ongoing history and referencing
• Find assets for debtors in case possible enforcements are necessary, such as places of employment for garnishment, new addresses which could possibly be owned by debtors and subject to writ enforcement
• Consult with and/or co-ordinate activities with other employees of the organization

What qualifications are required for this position?

• 2+ years’ experience in customer service, preferably within financial services collections environment
• OSSD or equivalent
• Education or training in financial services is an asset
• Excellent communication skills both verbal and written.
• Proficiency with Microsoft Office, including Work and Outlook
• Proficiency with CRM systems
• Ability to analyze and interpret then negotiate the needs of clients and offer the appropriate options, solutions and resolutions
• Ability to manage complex debtor situations to exceed performance goals
• Capability to adapt to change quickly
• Ability to work independently as well as within a team/group, providing professional advice or direction to other employees as necessary
• Available to work a variety of shifts, within the hours of operation
• Satisfactory reference check (credit, criminal, professional)

What type of scheduling does Canaccede Financial Group offer?

This permanent role requires shift flexibility during hours of operation (Monday through Friday, 8:00 AM – 7:00 PM, Saturday 9:00 AM – 5:00 PM). Our office is closed on Sundays so you're guaranteed at least one day off each weekend. In times when we have an increased volume of work, you will have the option to volunteer for extra paid time. At no time will the company mandate for you to work additional hours.

Our full-time employees are scheduled to work 37.5 hours per week within the hours of operation.Part-time employees are scheduled for less than 37.5 hours per week, based on business and employee need.

What’s great about working for Canaccede Financial Group?

Competitive total compensation structure, including: competitive base salary, semi-annual bonus program, deferred profit sharing plan, 3 weeks’ paid vacation, paid sick days, company paid health, dental, vision, paramedical, and life insurance benefits, employee assistance program, and tuition reimbursement program.

We have more perks than free coffee…though we do in fact have free coffee. We have an open concept work environment, ideal for collaboration and team building. Enjoy your lunch with your colleagues in our expansive lunch room filled with windows, booths, and social tables. Our Social Committee coordinates fun events on a regular basis – both inside and outside of the office – including holiday lunches, pub nights, contests, and weekly lottery… just to name a few. We happily spend time celebrating our employees’ personal and work-related accomplishments with awards, company-wide recognition, and of course, cake.

We care about giving back to the London community. Each employee is provided with 1 paid day per year to volunteer at any registered charity of their choice. We also provide monthly donations to charities that are meaningful to our staff. So far, we brought in more than $18,000 for both local and national charities, all of which were selected by our employees.

Sound like a perfect fit for you? We think so too.

Canaccede Financial Group Ltd. welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. Requests for accommodation can be made via email to hr@canaccede.com. Additional accessibility information and contact information can be found on the company website at www.canaccede.com/accessible-customer-service

Qualified candidates are encouraged to submit a resume and cover letter to Alyssa Ryde, Human Resources Assistant via email at alyssa.ryde@canaccede.com.

Thank you for considering a career with Canaccede Financial Group. We will contact those who have been selected for an interview.